Who doesn’t know about the four historical parts of the UK – England, Scotland, Wales, and Northern Ireland? But of these, England - with its rich history, renowned universities, and vibrant cultural scene - has long been a top destination for international students seeking world-class education.
However, like any study abroad experience, it's essential to be well-informed about the cost of living in England to ensure a smooth and enjoyable stay. While technical concepts like the cost of living index, consumer price index, and inflation will give you a clearer idea of the amount of money you will need to live abroad, in this blog we'll explore the various expenses you can expect as an international student in England. We’ll also offer some budgeting tips to help you make the most of your academic journey.
Tuition Fees
Tuition fees for international students in England can vary widely depending on the university and the chosen program. Therefore, it is advisable to do a thorough cost comparison before making a choice. Public universities generally have lower fees compared to private institutions.
For undergraduate programs, tuition fees for international students can range from £10,000 to £38,000 per year, while postgraduate programs can cost between £12,000 and £45,000 per year.
Accommodation
England is home to expensive as well as affordable cities. Accommodation costs will largely depend on the location of your university. Major cities like London, Manchester, and Birmingham tend to have higher rental prices, while smaller towns and rural areas offer more affordable options.
On-campus housing is a popular choice, but it often fills up quickly, so it's best to apply early. Off-campus options, such as shared apartments or private rentals, provide more independence but may be relatively more expensive.
Food
Eating out in England can be delightful, with diverse culinary options available. However, dining expenses can quickly add up.
To save money, consider cooking your meals at home. On average, budgeting around £150 to £250 per month for groceries and essential food expenses should suffice.
Health Insurance
Healthcare in England is partly covered by the National Health Service (NHS). As an international student, you will need to pay a healthcare surcharge as part of your visa application, which grants you access to NHS services during your stay.
The surcharge is currently £470 per year and must be paid upfront for the entire duration of your visa.
Transportation
England boasts an extensive public transportation system, making it easy to get around. Cities usually have buses, trains, and underground systems. If you plan to travel frequently within the city or between cities, purchasing a monthly or yearly travel pass can often be more cost-effective than individual tickets.
Miscellaneous Expenses
In addition to the major lifestyle expenses mentioned above, it's crucial to budget for other miscellaneous costs, including academic supplies, textbooks, internet and phone bills, and leisure activities. Planning and tracking your spending can help you manage these expenses effectively. Talking about planning, it is a good idea to have sufficient money with you at all times since you will be living miles away from your home.
However, this doesn’t mean you have to keep cash with you at all times. You can easily buy a student forex card in India, load it at your convenience, and use it to make payments when you are in England. Alternatively, you can also have money transferred to your student bank account in the UK at any time. Both of these options are possible through Flywire’s Student Solutions.
In addition to the major lifestyle expenses mentioned above, it's crucial to budget for other miscellaneous costs, including academic supplies, textbooks, internet and phone bills, and leisure activities. Planning and tracking your spending can help you manage these expenses effectively. Talking about planning, it is a good idea to have sufficient money with you at all times since you will be living miles away from your home. However, this doesn’t mean you ought to keep cash with you at all times. If you are a student from India, you could use Flywire's Student Expenses to have funds transferred to your student bank account in the UK at any time.
Studying in England can be an unforgettable experience, but it's essential to be financially prepared. Understanding your expenses such as housing costs, taxes, rent, utilities, etc., and implementing smart budgeting strategies will enable you to enjoy your time in England while focusing on your education and personal growth. By planning ahead and making wise financial decisions, you can make the most of your academic journey in this vibrant and culturally rich country.